Business and Personal Loan - Etheridge Financials LLC

Welcome to
Etheridge Financials LLC

We are committed to providing the financing solutions you need to achieve your goals, from homeownership and business ventures to navigating life's unexpected events.

Fast, Fair, and Secure Loan - Made for You. Apply in minutes. Get approved fast. No hidden fees or surprises.

Competitive Rates | Transparent Terms | Flexible Termss

Apply Now Login

LOANS ON PROPERTY TITLES UP TO $500,000
Get Your Cash Within 20 Minutes Fast and Discreet Loans Simple and Quick Approval Get Started Online

Why Choose Our Services?

Proven global leader in private lending, successfully managing over 10,000 loan requests valued at more than $2billion

Repay your loan over time with manageable monthly payments. Early repayment? No penalties.

Get started

Fill out our online application in minutes

Answer a few simple questions and submit your application — no paperwork, no hassle.

Receive a decision typically within 24 hours

We evaluate your application and typically provide a decision within one business day.

Get your funds directly into your bank account

Once approved, funds are deposited directly into your bank account. Most receive funds within 1-2 business days.

Making Lending Fair and Simple

Etheridge Financials LLC occupies a prominent position within the financial sector by virtue of its competitive low-interest loan rates. The company distinguishes itself by offering a transparent loan process to both commercial and private clients, prioritizing clarity and fostering trust throughout the engagement. This dedication to openness establishes Etheridge Financials LLC as a dependable financial partner in the contemporary market.

More About Us...

We are a team of finance professionals and technologists committed to empowering everyone with access to responsible credit. We believe in treating people like people — not credit scores.

Meet the Team

12k+

Satisfied Borrowers
95%

Satisfaction Rate
134+

Daily Activities
$2B+

Disbursed Loan

Leveraging our expertise for your financial future.

Recognizing the ever-changing nature of the financial world, with its inherent opportunities and challenges, our experienced team is here to guide you through its complexities and help you reach your financial objectives.

Corporate Finance

We provide a range of corporate finance services, including valuations, IPOs, and divestitures.

Debt and Equity Financing

We help businesses raise capital through debt and equity financing.

Mergers and Acquisitions

We provide comprehensive M&A services, from deal origination to integration

Need financing for your life goals?

Fund your dreams with our flexible and reliable loan options for every stage of life – home, education, business, adventure. Imagine finally owning your dream home, securing that crucial educational funding, launching your innovative business idea, or embarking on that life-changing adventure. Our diverse loan portfolio offers solutions designed to make these aspirations a reality. We're committed to providing the support and resources you need to navigate the financial landscape and achieve your goals with confidence. Need support in exploring specific loan options for your situation? Discover how we can help you today.

Apply Now

Etheridge Financials LLC recognizes that every business has distinct financial requirements. Our Commercial Loan Solutions are customized to provide the precise capital you need for growth, expansion, and strategic success. From equipment purchases to operational scaling and cash flow management, our tailored loans are designed to help you achieve your specific business objectives.

Key Features

Flexible Terms: We offer a variety of loan terms to suit your business's specific needs, ensuring you have the flexibility to manage your finances effectively. Competitive Rates: Our competitive interest rates are designed to provide you with affordable financing options, helping you minimize costs and maximize returns. Expert Guidance: Our team of experienced financial advisors will work closely with you to understand your business's unique requirements and develop a customized loan solution. Quick Approval Process: We understand that time is of the essence in business. Our streamlined approval process ensures you get the funds you need quickly and efficiently. Comprehensive Support: From application to disbursement, our dedicated support team is here to assist you every step of the way, ensuring a smooth and hassle-free experience.

Why Choose Our Commercial Loan Solutions?

Solutions: We take the time to understand your business and provide loan solutions that are specifically designed to meet your needs.

Trusted Partner: With years of experience in the financial industry, we have built a reputation for reliability and trustworthiness.

Client-Centric Approach: Your success is our priority. We work closely with you to ensure our loan solutions align with your business goals.

Innovative Financing: We leverage the latest financial technologies and methodologies to offer innovative and effective financing solutions.

Some of our popular loan services

Fix and flips

This is a short-term financing designed specifically for real estate investors who purchase properties with the intention of renovating and reselling them for a profit.

Personal Loans

Our personal loan allows you to borrow money for almost any purpose, typically with a fixed term, a fixed interest rate, and a regular monthly payment schedule. Collateral is not required and with lower interest rates than most credit cards.

Business Loan

We provide financing for businesses to help them meet their financial needs. These loans can be used for various purposes, such as expanding operations, purchasing equipment, managing cash flow, or funding new projects.

Real Estate Loans

Invest in real estate with confidence. Our real estate loans cover a variety of needs, including purchasing, refinancing, and constructing properties.

Mortgage Loans

Secure your dream home with our competitive mortgage loans. We offer flexible terms and low-interest rates to help you purchase your ideal property.

Land Purchases

Planning to buy land for future development or investment? Our land purchase loans provide the financing you need to acquire the perfect plot.

Refinance Loans

Refinance your existing mortgage to take advantage of lower interest rates or better terms. Our refinance loans can help you save money and reduce your monthly payments.

Construction Loans

Building your dream home or a commercial property? Our construction loans offer the funds you need to cover construction costs from start to finish.

Student Loans

Student loans are designed to finance higher education expenses, including tuition, fees, books, and living expenses. Our student Loan program has the lowest interest rate and a very long repayment plan.

Small Business Financing

We are proud to partner with Merchant Growth, a leader in small business financing, to help you get the funds your business needs in as fast as 24 hours.

Lines of Credit

At Etheridge Financials LLC our lines of credit is a flexible borrowing option that allows borrowers to access funds up to a predetermined credit limit.

Cash-Out Refinance Loans

Are you a hommeowner, and you are looking to cash-out Refinancing? Our loan allow homeowners to refinance their existing mortgage and access equity in their home as cash.

Equipment Loans

We provide financing for purchasing business equipment, machinery, or vehicles. borrowers repay the loan over time with interest.

Peer-to-Peer (P2P) Loans

Etheridge Financials LLC's P2P program directly connects individual investors with borrowers on our platform. Borrowers create profiles, and investors choose which loans to fund.

Bridge Loans

short-term financing designed to bridge financial gaps during transitions like buying a new home before selling, or securing business opportunities. Contact us for swift, tailored solutions.

View More Loan Options

Transforming Financial Visions into Reality

At Etheridge Financials LLC , we understand that your aspirations drive you. Whether it's owning your dream home, expanding your business, funding your education, or tackling life's opportunities, we're here to provide the financial fuel to make it happen. Let us turn your financial visions into tangible realities with our tailored loan solutions and expert guidance.

From the personal to the professional, your financial visions matter. We offer a comprehensive suite of loan solutions – mortgages, business loans, personal loans, and more – all designed to help you turn your aspirations into reality. Let us provide the financial foundation for your success.

Apply Now

Carlie Sauer

Etheridge Financials LLC has been instrumental in helping us expand our business credit and access affordable loan options. They've provided excellent service, easing our initial concerns about online lending. We highly recommend speaking with Chris Stones, who is professional, quick to respond, and works hard to ensure you have all the necessary information. We're grateful for their amazing assistance!

Verna C Rennick

Etheridge Financials LLC provided excellent communication and was always quick to answer our questions, making the entire process incredibly easy. We were under contract on December 17th, and they efficiently finalized everything for closing by December 23rd. Thank you for your prompt and efficient service!

Margoth Bierwerth

Words cannot express our gratitude for the outstanding attention, care and quality of given to our loan request, and finding the best repayment options. Ethan's' kindness, dedication, level of communication and creativity are second to none. Thank you for helping us to accomplish a difficult goal in such tough times. We wish you great success in the New Year 2025 and many more to come

Eligio Carreno

Ethan Josh was excellent to work with. He made sure to stay communicated and then did asure me that I understood everything in my contract and what I was paying. He always listen to my concerns even though I repeated my self alot he continued to stay professional and clear.

Eric Cal

Great service and response time! I would recommend them if you are looking to consolidate some debt but don't have the credit parameters most lenders require. This has been a great process and will be of great benefit to me in reducing my monthly expenses. Thank you!

Team

Our management team brings together broad and complementary experience in credit, insurance, investment banking, corporate finance, and debt restructuring, gained through years of working together at top global financial firms.

BRADLEY E ETHERIDGE

Chairman bradley@etheridgefinancialsllc.com

SHANNON ETHERIDGE

Deputy shannon@etheridgefinancialsllc.com

Chris Stones

Loan Processor chrisstones@etheridgefinancialsllc.com

Ethan Josh

Auditor ethanjosh@etheridgefinancialsllc.com

Frequently Asked Questions

Get some help here, contact us if you can't find any here.

Who is Etheridge Financials LLC?

Etheridge Financials LLC is financial service provider comprises of comprehensive portfolio of solutions, encompassing mortgages, reverse mortgages, and commercial loans, with the objective of empowering individuals and businesses to attain their financial goals with assurance and simplicity.

How much can I borrow, and for how long?

We offer loans ranging from $1,000 to $20,000,000.00+ with terms of 3 to 60 months, depending on your financial situation. None of our programs have prepayment penalties, so you can pay off the remaining balance at any time without additional fees.

What are your interest rates and fees?

Our APRs typically range from 5% to 36%, depending on creditworthiness and loan terms. We do not charge prepayment penalties, and all fees are clearly disclosed before you accept a loan.

How quickly can I get the money?

Once approved, funds are typically deposited within 1–2 business days. In some cases, same-day funding may be available.

What documents do I need to apply?

Most applicants may need to provide: A valid government-issued ID, Proof of income (pay stub, bank statements, etc.), Social Security number, Bank account information

Can I repay my loan early without penalties?

Yes! We encourage responsible borrowing. You can repay your loan early at any time without any additional fees or penalties.

Quick Read

Recent Publications

Get a Head Start on Spring: Finance Your Home Projects Today with a Home Equity Loan.

Unlock the potential of your home equity to fund a wide range of needs, with home improvement projects, repairs, and renovations standing out as particularly smart investments that can increase your property's value and your enjoyment of it, especially in the dynamic US housing market. Imagine finally installing that energy-efficient HVAC system to lower your utility bills, upgrading your kitchen with modern appliances, or creating that perfect backyard patio for entertaining – all made possible with a home equity loan.

Freddie Mac reports the average U.S. 30-year mortgage rate hit 6.86% May 22, the highest since "July" last year.

The cost of homeownership in the U.S. became more significant this week as mortgage rates surged to their highest level since July. The widely watched 30-year fixed-rate loan reached an average of 6.91%, a figure that could sideline some potential buyers and influence the pace of home sales across the nation. This increase in borrowing costs adds another layer of complexity to a housing market still navigating supply constraints and elevated prices.

Navigating Your Mortgage: Essential Tips for a Smooth Process - Understanding Closing Costs.

Feeling apprehensive about the mortgage process in the U.S.? You're not alone. However, the path to owning your home can be significantly smoother than you might think. By understanding and implementing these helpful hints, you can avoid the common pitfalls that often lead to delays and frustration. Let us show you how to navigate the mortgage process with greater clarity and achieve your homeownership goals with less stress.

Q1 2025 Commercial Market Analysis: Overview

The Commercial Real Estate (CRE) market showed promising signs of recovery in the fourth quarter of 2024, with deal growth turning positive and broadening across various sectors after a prolonged two-year downturn. The expectation of Federal Reserve interest rate cuts in 2025, coupled with the market's positive interpretation of a "developer in chief" entering the presidency, significantly boosted transaction activity in December, achieving a three-year high for that month. However, as we progress through 2025, the sustainability of this growth will depend on the actual trajectory of interest rates and the specific policies enacted by the new administration, warranting continued careful monitoring.

Welcome to Etheridge Financials LLC